Embracing the Future: Exploring Economic Trends and Seizing Investment Opportunities in 2025

Hello, outstanding students of Diamond Ridge Business Academy!

I’m Charles Hanover. Today, I finally have the chance to sit down and chat with all of you. I know many of you in the group may not know much about me yet, so let me start with a brief introduction.

I’ve been in the finance industry for over 30 years. I held key roles at top Wall Street investment banks before joining Diamond Ridge Asset Management, where I’m now the Chief Analyst. Throughout my career, I’ve had the privilege of witnessing the ups and downs of the financial markets and participating in major investment decisions. From traditional markets to digital currencies, I’ve always stayed sharp in observing the market and diving deep into investment logic. Honestly, I don’t see myself as a naturally gifted investor, but I am someone who is passionate about learning and practising. This passion is what brings me here today to share my experiences and insights with all of you.

Lately, I’ve been really busy. The academy has been preparing for the public test of our quantitative trading system, which is a project of strategic importance. I firmly believe that technology will be the driving force of future financial markets, and our system is a reflection of that belief. Still, being busy is no excuse, and I feel bad for not being able to share this with you all sooner. To be honest, every time I open the group chat and see your lively discussions, especially your eagerness to learn, it makes me both happy and a little guilty because I know I owe you a more thorough sharing session.

Today, I want to talk about two responsibilities I carry. These aren't just part of my job. They're promises I've made to all of you.

First, I understand that many of you are looking for a comprehensive analysis of the current economic and political landscape, and a practical investment plan for 2025. The past year, 2024, was undoubtedly challenging. Economic uncertainty was a constant, geopolitical tensions were in flux, and the impact of inflation and high interest rates was deeply felt. However, it's precisely during these uncertain times that we need to calmly review past patterns to better navigate changes and seize opportunities in the year ahead.

When it comes to finding patterns, analyzing historical data is key. This is one of the most valuable lessons I've learned about investing. Whether it's investing or scientific research, progress always comes from looking to the past for answers. For example, we're currently in the early stages of the Fourth Industrial Revolution. If we look back at the first three industrial revolutions and identify which industries experienced rapid growth, it becomes clear that investing in areas of disruptive innovation has consistently yielded great returns. Similarly, the global economy has been moving into an interest rate-cutting cycle over the past two years, which isn't new. By studying similar periods in history, we can identify which assets tend to benefit first from increased liquidity. On a more recent note, if we review the best-performing assets of 2024, we can also get a good idea of where potential investment opportunities for 2025 might lie.

The truth is, while investing may seem complex, there's often a clear logic behind it. By carefully studying economic trends, you can uncover the direction of future developments. For instance, some people have asked, "With the impressive gains in the renewable energy sector in 2024, does that mean it's not worth investing in for 2025?" My answer is not necessarily. Policies don't just drive the growth in the renewable energy sector. It's also powered by advancements in technology and rising demand. If these factors continue to strengthen, it remains a sector worth holding onto for the long term.

Furthermore, the core of investing lies in understanding the flow of capital. Capital never moves aimlessly, always flowing to places with low risk and high returns. From another perspective, capital also prioritizes areas that solve real problems for humanity and create more value in the future. A prime example of this is the performance of tech stocks like NVIDIA in recent years. Why has its market value grown 300x in a decade? Global investors recognize the far-reaching impact of artificial intelligence and are naturally drawn to this kind of value. This 'value attracting capital' logic is not just a principle, but a confidence-boosting strategy in investing.

Right now, we're riding the wave of the Fourth Industrial Revolution, with AI and the digital economy developing at lightning speed. This year, many AI-related companies have made huge strides. This isn't just about breakthroughs in technology. It's also a snapshot of the global economic transformation. Over the next 2-5 years, if we align our investments with this trend, it's almost impossible to go wrong. That's because going with the flow is always easier than swimming against the current, and trends are the most reliable guide.

At this point, you might be asking, "Hanover, how can I easily seize these opportunities?" The answer is simple: stay in sync with the learning path at Diamond Ridge Business Academy. Our courses don't just list data or explain theories. They're designed to help every student find their own profitable strategies through real-world practice. Take our soon-to-be-launched quantitative trading system, for example. One of its core goals is to simplify complex markets and give everyday investors access to the advantages of precise analysis. By participating in this kind of learning and practice, investing no longer feels like some mysterious, intimidating task. It becomes as natural as picking the right cup of coffee based on your taste.

Let's demystify investing. It's not as complicated as it may seem. The key is to uncover the simple logic behind it. Historical data reveals trends and market rules direct us to the right assets and technology tools, making each step more precise. Once you grasp these tools and the right knowledge, you'll find that making a profit is well within your reach.

So, I encourage you all to keep up your enthusiasm for learning, participate in our courses and face every opportunity in 2025 with confidence and wisdom. Remember, as long as you're heading in the right direction, you'll eventually reach your destination no matter how far the journey is. And I, along with Diamond Ridge Business Academy, will always be here to support your growth and provide you with the strongest foundation for success.

In the upcoming courses, I'll share a series of case studies to explain two core investment theories I've developed over the years: the 'Price Trend Theory' and the 'Asset Arbitrage Theory.' These methods approach investing from two angles: market trends and arbitrage opportunities, empowering investors to achieve steady profits.

The "Price Trend Theory" focuses on understanding the market's logic and the emotional shifts behind it. Studying historical data and trend signals helps us make more accurate market predictions. On the other hand, the "Asset Arbitrage Theory" digs into specific patterns in the market, like price mismatches and arbitrage opportunities, to find relatively certain returns in uncertain situations.

These theories aren't just theoretical concepts. They've been refined through years of practice. They've helped me navigate bull and bear markets and enabled my team to grow assets steadily through multiple market cycles. I'm confident these insights will also become valuable tools in your investment journey.

Second, I want to talk about the public test of our quantitative trading system. This system is the result of years of hard work by our team, designed to apply the power of technology to investing and help investors make decisions more efficiently and accurately. You may have noticed that our online courses are completely free. We’re doing this not just to share knowledge but also to invite more investors to participate in this public test.

Why do we need your participation? Your data is the key. The power of a quantitative system hinges on the data it can access and analyze. The more participants we have, the more comprehensive the data and the more accurate the system becomes. In the end, this system will not only support our quantitative funds but also provide scientific investment advice and tools for every investor. I hope that when this system officially launches, it won’t just be an advanced technological tool but a groundbreaking innovation recognized and supported by everyone who participated.

On that note, I want to emphasize something: this public test is not just a technical validation. It’s also a test of trust. What is trust? Trust that you are taking the time to join our courses and contributing your investment experience and data to the system. Trust is also our sharing of our cutting-edge technology with every participant. I believe that if we work together, this public test will be a win-win collaboration. It’s an opportunity for you to explore the system, improve your investment efficiency and see firsthand how technology and investing can work together. For us, it’s a chance to refine the system and build a solid data foundation.

One more thing worth mentioning: participants in this public test won’t just get to experience the system’s accurate trading signals and the power of combining technology with investing; they’ll also receive generous gifts specially prepared by Diamond Ridge Asset Management. These gifts are our way of thanking you for your support and expressing our sincere hope for future collaborations. Through these tangible rewards, I want every participant to feel the value and significance of this public test.

Finally, I want to say that 2025 will be a year full of hope and challenges. In this ever-changing era, we all need to stay passionate about learning and remain sharp to identify investment opportunities. I promise to bring my best self to learn and grow with all of you as we face challenges and seize opportunities together. Starting tomorrow, I’ll guide you through the mysteries of investing with a “bird’s-eye” view, helping you find precise opportunities for profit.

Let’s embrace this wave of change with wisdom and take action to create our own path to financial success! Thank you for your trust and support. Let’s make this year of creating miracles together!