Unveiling the Future of Wealth: Navigating Market Volatility with AI and Digital Assets.

Hello, outstanding students of Diamond Ridge Financial Academy!

I’m Charles Hanover, and I’m thrilled to meet with you again at Diamond Ridge Financial Academy! Welcome to this exciting journey filled with challenges and opportunities in investing. Whether you’re new to investing or already have some experience, today’s session will provide you with valuable insights and practical tools.

The global financial markets have been nothing short of dramatic this past week, especially in the tech, forex and crypto sectors. From Trump’s actions to the Davos Economic Forum, combined with geopolitical events, the complexity of investment decisions has reached new heights. In today’s session, we’ll analyze this week’s market movements, uncover the secrets behind wealth flows and develop strategies to manage market risks. I’ll also introduce details about the quantitative trading public test.

Let’s collaborate and learn together how to seize opportunities and avoid risks in turbulent markets, aiming for steady wealth growth!

This week, the UK stock market showed mixed results. While the FTSE 100 hit record highs at certain points, it ended the week slightly down by 0.03%. This fluctuation reflects the combined impact of internal and external pressures on the UK economy.

First, looking at macroeconomic data, both the unemployment rate and PMI figures raised red flags. The latest data shows unemployment rising to 4.4%, higher than expected, signalling a cooling labour market. Higher unemployment not only directly affects consumer spending but also weakens investor confidence in the economy’s outlook. Additionally, manufacturing PMI remained below the expansion threshold, indicating continued contraction in manufacturing activity. These weak data points have heightened concerns about slower UK economic growth or even the possibility of a recession.

In terms of industry performance, the retail and recruitment sectors were major drags on the market. Retail giants like Tesco and Marks & Spencer faced challenges due to cost pressures, declining consumer spending and an uncertain economic outlook. Meanwhile, the recruitment sector saw companies like PageGroup and Robert Walters lower their profit forecasts as businesses reduced hiring and confidence dropped. These sector-specific issues added to the market's volatility.

On top of that, global economic uncertainty increased risk-averse sentiment in the market. Geopolitical risks, inflation pressures and other external factors weighed heavily. The FTSE 100's pullback during the week reflected investors' cautious approach toward risk assets.

At the same time, the US market had a more dramatic week. After taking office, US stocksTrump's clear sector divergence driven by expectations around Trump's policies. While the Dow, S&P 500 and Nasdaq all posted weekly gains, significant swings in energy and tech sectors highlighted the ongoing tug-of-war between optimism and concerns.

During the Davos Forum, Trump announced plans to lower OPEC oil costs and lift drilling bans. While these moves created more room for energy supply, they also pressured oil prices, leading to short-term weakness in the energy sector. However, in the long run, these strategies could bring structural investment opportunities to traditional energy and create a more stable foundation for manufacturing.

Trump's trade policies also drew major attention. His decision to delay tariffs on some Chinese exports eased fears of escalating trade tensions. However, his "America First" stance heightened global economic uncertainty. This protectionist approach particularly impacted the tech industry, especially in chip manufacturing. Concerns grew over the potential fallout from tighter export restrictions on Dutch firm ASML, which could hurt the US chip industry. On the flip side, this pressure might encourage domestic companies to accelerate tech innovation.

The highlight of the week was Trump's official launch of the $500B "Stargate" AI infrastructure project. This massive initiative aims to build the world's most advanced AI research and application network, solidifying the US as a global leader in AI. Trump's public speech outlined plans covering everything from cloud infrastructure to quantum computing labs. He emphasized that AI will be the driving force of the future global economy, while blockchain technology will bring unprecedented efficiency and transparency to financial systems.

This move sent a clear investment signal: future capital flows will focus on high-tech assets like AI and crypto. AI won't just transform traditional industries like manufacturing, healthcare and education. It will deeply integrate with the digital economy, creating new business models and investment opportunities. Crypto, as a key part of global fintech, will reshape the financial ecosystem when combined with blockchain technology.

These policies are not just reshaping industries but also fueling the rise of the new economy. AI and crypto will act as dual engines of economic growth over the next decade. They represent the cutting edge of technology and hold immense investment potential.

Many people may not realize it yet, but with the rapid growth of AI and the digital economy, the global economic structure is undergoing a profound transformation. In particular, the way wealth moves is experiencing an unprecedented revolution. Every industrial era has its own dominant type of asset, and if we can grasp the patterns of this wealth flow, we can better predict future investment trends.

Let’s start with a simple example. In 2023, the UK’s nominal GDP reached £2,687.186B, with some striking figures for its sectors: agriculture contributed £13.7B, making up just 0.56% of GDP, industrial value added accounted for 12.7% and services contributed a staggering 80.8% of GDP.

These numbers reveal a clear trend: agricultural assets are now almost negligible, while the service sector and the digital economy are gradually replacing industrial assets. Before the first industrial revolution, agricultural assets accounted for over 55% of GDP, making agriculture the main driver of wealth creation. However, with the rise of industrialization, agriculture’s dominance was replaced by industrial assets, which became the core of wealth accumulation. Today, we’re not just entering another era, but a transformative one- the digital age. This era is bringing a major shift, the rise of digital assets.

So, what are industrial assets? Simply put, industrial assets refer to tangible assets closely tied to production activities, like land, factories and equipment. As industrialization progressed and urbanization accelerated, these assets became the primary means of wealth accumulation. Examples include houses, shops, office buildings, and classic industrial assets. These assets spread across the globe during the Industrial Age and played a significant role in building capital.

However, with the rise of AI and the digital economy, digital assets are gradually replacing these traditional industrial assets. Digital assets could account for more than 70% of total assets within the next decade, while industrial and agricultural assets may shrink to less than 30%.

What does this shift mean for us? If you still hold a lot of industrial assets today, you may find yourself left behind in the near future. Why? Because digital assets are rising rapidly in value. They’re not just virtual properties but a new form of wealth built on cutting-edge technologies like AI and blockchain. These digital assets are driving fundamental changes in the economic structure, gradually reducing the significance of traditional industrial and agricultural assets.

So, what exactly are digital assets? Especially after last year's breakthroughs in AI, the market's understanding of digital assets has become much clearer. Digital assets include not just crypto like BTC and ETH but also a variety of blockchain-based securities and tokenised projects. For example, the quantitative trading system we've developed is an excellent example of a digital asset. It uses blockchain technology for widespread adoption, with nearly 20,000 investors currently participating in the public test, and this number is expected to grow rapidly to 200,000 or even over 5 million in the future.

Thanks to blockchain, all user data is securely and privately recorded, while AI continuously optimises personalised guidance. By combining these technologies, the system provides precise investment advice, avoiding human errors and securely storing all historical data on the blockchain. This means that, in the future, anyone can use the quantitative trading system to get bespoke investment plans tailored to their needs. It's like having a top-tier financial adviser to guide you through asset allocation and investment decisions.

One key part of this system is the AQS token, which plays a crucial role in the system's operations and has a strong potential for value appreciation. The system combines cutting-edge AI technology with insights from thousands of analysts. More importantly, it includes an AI module with self-learning and optimisation capabilities. This means that the more people use the system, the more data it collects, the more accurate its signals become, and the wider range of financial markets it can cover. This ongoing optimisation is what gives the system high market value and is a major reason why AQS tokens have recently been rising. As the public test progresses and the data improves, the token is expected to continue climbing.

Many participants have already made significant gains through the public test. Even though the stock market has been volatile this week, leading to lower-than-expected returns, those in the public test still saw impressive profits. As of this afternoon, the system's signal accuracy reached 95%, and the average return for test participants was 26.31%. Although the initial trading capital was only $2,000 from the public test fund, most participants earned over $500 in profits. However, some missed out on this opportunity due to their busy schedules, which is a reminder to everyone: don't miss this rare chance to participate in the public test and take advantage of this excellent investment opportunity.

The trading data from the public test will be securely and immutably stored on the blockchain, ensuring the highest level of security and data integrity. Blockchain's fast computation and data handling capabilities also accelerate the system's upgrades and optimisation. By integrating blockchain, all trading data is processed efficiently, transparently and securely, improving the accuracy of signals and helping the system refine trading patterns and decision-making models. This innovative approach to data storage and processing means each system update will deliver smarter and more accurate investment advice, providing participants with an even more efficient and trustworthy investment tool.

The changes brought by blockchain go beyond just optimizing data storage; they’ve made asset tokenization a reality. Tokenization allows companies to represent their digital assets with tokens, similar to traditional stocks but with key differences. Stocks get their value from a company’s ability to meet market demand with its technology, products or services. On the other hand, Tokens gain value from the innovation and market potential of the projects behind them. For example, SOL became a highly regarded asset because its blockchain scalability solves network congestion issues. ETH not only supports complex applications with its smart contract functionality but also boosts market trust with its liquidity, increasing its potential for future growth.

On a national level, the Swiss National Bank has started using blockchain to tokenize securities, improving the security of Swiss national assets. The US has also made BTC part of its strategic reserves and is pushing forward with asset tokenization. These efforts are laying the groundwork for the rise of digital assets, accelerating their adoption and market recognition. In the future, any company will be able to tokenize its digital assets. This could lead to the creation of digital asset exchanges far bigger than today’s stock markets, proving that asset tokenization is an inevitable trend in the growing digital economy.

Looking back on history, it’s clear that during the agricultural era, many didn’t understand or recognize the value of industrial assets and even doubted the Industrial Revolution. However, when industrialization took off, it completely disrupted the agricultural industry.

Today, as the digital era unfolds, many people still doubt digital assets, seeing them as virtual and intangible. However, as digital assets began to emerge, some investors recognized the massive potential of technological innovation and made incredible gains, sometimes thousands of times their initial investments. For instance, Elon Musk reportedly made over $7B in the crypto market, using it to fund even more technological advancements.

Digital assets aren’t just about crypto; they represent a new era and a revolution in wealth and asset management. With breakthroughs in AI and widespread blockchain adoption, digital assets are becoming more powerful than ever. So, there’s no need to envy those who’ve already seized wealth opportunities. If we pay attention to society’s needs and the future value of industries, we, too, can take advantage of the opportunities brought by technology and digital assets.

Currently, with Trump serving as the 47th President of the US, his policies have injected fresh momentum into the growth of crypto and digital assets, speeding up global asset tokenization and advancements in tech industries. This creates new opportunities for every investor, but it also demands sharper judgment and quicker action. Our financial academy’s upgraded quantitative trading system is stepping up in this context. It’s not just a tool to help participants make profits; it’s also a key showcase of our academy’s expertise and a powerful way to promote our quantitative fund products.

For both participants and our academy, the shared goal is consistent profitability in the market. Participants join the public test to grow their assets, while our academy aims to demonstrate the potential and advantages of quantitative trading through free courses and public test events. Next week, the system will continue its public test, combining advanced technology with real-world operations to help participants earn even higher returns. At the same time, this process builds a stronger foundation for our quantitative fund products. Once the public test results meet expectations, participants’ profits will significantly grow, and we’ll use this success to bring our trading tool to a broader investor base.

The essence of investing is making profits, and our shared focus is minimizing risks and maximizing returns. In this wave of technological revolution, opportunities don’t last long. However, with our quantitative trading system, we can make even the most complex markets more transparent and manageable. This is the advantage of our time and a key tool for achieving financial freedom.

Finally, I hope every participant seizes this chance to leverage cutting-edge technology and financial tools. Together, let’s embrace the golden age of digital assets. With smart trading tools, we can make the most of the wealth opportunities brought by this tech revolution and take our investment returns to new heights!